When property is sold at foreclosure, the sale proceeds are generally distributed according to applicable law. If money remains after the amounts legally entitled to priority have been handled, the remaining proceeds may constitute surplus, excess proceeds or overage funds.
Depending on the jurisdiction and circumstances, those funds may potentially be claimed by the former owner, heirs, lienholders or other qualifying parties.
Our research team reviews publicly available foreclosure, property and court records. When those records indicate that money may remain from a foreclosure sale, we research the individuals or families who may have an interest in those funds.
That's why you may have received:
a phone call
text message
letter
or visit
From our team.
We are contacting you because public records indicated that a property connected to you may require further investigation.
We don't expect you to take our word for it.
Our team can explain:
The property involved
The foreclosure
The available public record
Why we believe you may have an interest
What the recovery process may involve
1. Records Review
We examine available foreclosure, court and property records
2. Claimant Research
We identify the former owner or potentially eligible successors or heirs.
3. Claim Evaluation
We review the apparent surplus, competing interests and procedural requirements.
4. Documentation
If you choose to proceed, the documents necessary to pursue the matter are assembled.
5. Filing & Representation
Where a court filing or legal representation is required, the matter may be handled with appropriately licensed counsel.
6. Distribution
If a claim is approved and funds are released, distribution occurs according to the applicable agreement, court order and law.
You never pay any upfront costs even if your claim is denied.
We locate heirs that would not be aware of funds due to them
Using genealogy information and understanding heirship laws, we locate heirs that would not otherwise be aware that funds were due to them.
It's your money, meaning no one but you can claim it. Through an expedited process, we complete the administrative steps of settling someone's financial affairs after he or she is deceased
Our audits go through accounting records nationwide, looking for outstanding payable items that are unclaimed, or on the verge of expiring.
You May Have a Potential Claim If:
You owned property that was sold at mortgage foreclosure.
You owned property sold at tax foreclosure.
A deceased parent, spouse or relative owned foreclosed property.
You inherited an interest in property that later produced surplus proceeds.
You were contacted by Equity Nest Solutions because our research identified a possible connection.
What If Other People or Creditors May Be Entitled to the Funds?
Foreclosure surplus claims aren't always simple.
There may be:
junior liens
judgments
tax claims
mortgages
multiple heirs
probate estates
assignments
competing claimants
deceased property owners
Their priority depends on the jurisdiction and facts.
That's why our process begins with investigation rather than simply telling someone:
"This money belongs to you."
We wish to make the entire process as transparent as possible, so we have compiled a few Frequently Asked Questions from our past sellers for you to review.
If your property was sold at foreclosure, or a tax auction, there may or may not be surplus funds depending on the sale price and total amount owed. Our team can review the sale records and let you know whether a potential surplus funds appears in your case.
No. We help with surplus funds on nationwide properties whether you live in the home, rent it out, or live out of state.
Yes. Receiving letters or calls from other companies does not necessarily prevent you from working with Equity Nest Solutions. If you have already signed an agreement with another company or attorney, however, let us know so we can review the situation before moving forward.
In some cases, multiple parties may have a right to part of the unclaimed funds. Our attorney will review the situation, explain who might have a claim, and pursue your potential share according to state law.
Some claims are straightforward and may be handled directly by eligible claimants. Others involve court petitions, heirs, estates, liens or competing claims. Our role is to investigate the situation and coordinate assistance where needed.
For qualifying recovery matters, our compensation structure is explained in writing before you agree to proceed. Depending on the jurisdiction and service structure, compensation may be contingent on a successful recovery. You should review the applicable agreement carefully before signing.
Timing varies significantly by jurisdiction, court, claim complexity and competing interests. We will explain the expected process based on the available facts, but no particular outcome or release date can be guaranteed.
No. A potential connection to a property does not by itself establish legal entitlement. Ownership, liens, heirship and other claims may need to be evaluated.

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